Features How It Works Security FAQ Get Early Access
Now available Mastercard debit

Spend XRP Anywhere.

The world's first XRP-powered Mastercard debit card. Instantly convert and spend your crypto at 100M+ merchants worldwide.

Order Your Card See How It Works
••••  ••••  ••••  2024
XRP Cardholder
debit
0
Merchants Worldwide
0
Conversion Speed
0
Foreign Transaction Fees

Built for the Real World

Everything you need to spend XRP like everyday money — no compromises.

⚡

Instant Conversion

XRP converts to local currency at checkout — no manual swaps needed.

🌍

Global Acceptance

Mastercard network means it works at 100M+ merchants in 210+ countries.

🔒

Bank-Grade Security

Freeze/unfreeze from the app. 3D Secure. Zero liability fraud protection.

📱

App Control

Real-time spend notifications, limits, and crypto top-up in seconds.

Three Steps to Spend Crypto

From signup to your first purchase in minutes.

1
📋

Order

Apply in 2 minutes. No bank account needed.

2
💎

Top Up

Add XRP from any wallet or exchange instantly.

3
💳

Spend

Tap, swipe, or pay online at any Mastercard merchant.

1
📋

Order

Apply in 2 minutes. No bank account needed.

2
💎

Top Up

Add XRP from any wallet or exchange instantly.

3
💳

Spend

Tap, swipe, or pay online at any Mastercard merchant.

Choose Your Card

Two tiers designed for every type of XRP holder.

••••  ••••  ••••  2024
XRP Cardholder
debit

Standard

Matte Black

  • Annual FeeFree
  • Cashback—
  • Metal CardNo
  • Priority SupportNo
Get Free Card
Most Popular

Premium

Brushed Metal

  • Annual Fee$99/year
  • Cashback1% in XRP
  • Metal CardYes
  • Priority SupportYes
Get Premium

Security You Can Trust

Enterprise-grade protection for every transaction.

Mastercard Zero Liability

You're not responsible for unauthorized transactions.

256-bit Encryption

All data encrypted in transit and at rest.

Biometric Auth

Face ID and fingerprint unlock for the app.

Instant Card Freeze

Lock your card instantly from the mobile app.

3D Secure 2.0

Extra verification layer for online purchases.

FDIC Insured Funds

Fiat balances protected up to regulatory limits.

Frequently Asked Questions

Everything you need to know about the XRP Card.

Yes. The XRP Card is a fully licensed Mastercard debit card issued by our banking partner. It works anywhere Mastercard is accepted — online, in-store, and internationally.
Currently available in the US, UK, EU, Canada, Australia, and Singapore. We're expanding throughout 2025.
XRP is automatically converted to local fiat currency at real-time market rates in under 3 seconds — no manual swapping required.
The Standard card has no annual fee and zero foreign transaction fees. A small spread applies to XRP conversions. Premium is $99/year with 1% cashback in XRP.
Virtual cards are available instantly upon approval. Physical cards ship within 5–7 business days domestically, 10–14 days internationally.
Absolutely. Works everywhere Mastercard is accepted online, with 3D Secure 2.0 for extra e-commerce protection.

The Future of Spending is Here

Join 50,000+ XRP holders already on the waitlist.

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